Disclaimer & Risk Disclosure

1. No investment advice

All content on vatsalgarg.com — including articles, investment theses, market views, books, newsletters, and any one-to-one consultations — is provided for general educational and informational purposes only. It is not, and must not be construed as, investment, financial, legal, accounting, or tax advice, nor as a recommendation, solicitation, or offer to buy, sell, or hold any security or financial instrument.

2. Not SEBI registered

As stated above, Vatsal Garg is not a SEBI-registered Investment Adviser or Research Analyst. No adviser–client, analyst, or fiduciary relationship is created between you and Vatsal Garg by your use of this website, by subscribing to the newsletter, or by participating in any consultation or correspondence.

3. Educational consultations only

Any one-to-one consultation offered through this website is an educational discussion about investment frameworks, methods, concepts, and publicly available information. Consultations do not include personalised investment advice, buy/sell recommendations tailored to your financial situation, portfolio management services, or the handling of client funds or securities. You remain solely responsible for your own investment decisions.

4. Do your own research and consult a professional

Before making any investment or financial decision, you should conduct your own independent research and consult a SEBI-registered investment adviser and/or other qualified professional (including a tax or legal adviser) who can take your specific circumstances into account. Independently verify any information before relying on it.

5. Market risk

Investments in securities and the financial markets are subject to market and other risks, including the possible loss of the principal amount invested. There is no assurance or guarantee of returns. Past performance is not indicative of, and does not guarantee, future results.

6. Accuracy and opinions

All content is provided on an "as is" and "as available" basis without warranties of any kind. While reasonable care is taken, no representation or warranty is made as to the accuracy, completeness, reliability, or timeliness of any content. All views and opinions are personal to the author, are current only as of the date expressed, and are subject to change without notice.

7. Forward-looking statements

Content may contain forward-looking statements, estimates, or projections. These are inherently uncertain, and actual outcomes may differ materially. No reliance should be placed on any such statement.

8. Disclosure of interest

The author and/or persons connected to the author may hold positions in, or have an interest in, securities or instruments discussed on this website, and may transact in them at any time without notice. Content is not published in exchange for compensation from any issuer.

9. Third-party content and links

This website links to and references third-party platforms (such as Amazon, Seeking Alpha, TalkMarkets, and others). Vatsal Garg does not control and is not responsible for the content, accuracy, or practices of any third-party website or service.

10. Limitation of liability

To the maximum extent permitted by applicable law, Vatsal Garg shall not be liable for any direct, indirect, incidental, consequential, or other loss or damage of any kind arising out of or in connection with your use of, or reliance on, any content on this website. You use this website and act on its content entirely at your own risk.

11. Governing law

This disclaimer is governed by and construed in accordance with the laws of India. Please also read our Terms & Conditions and Privacy Policy.

12. Contact

For any questions about this disclaimer, contact connect@vatsalgarg.com.